Forming new habits can be really hard. This book review about James Clear’s book Atomic Habits has a bunch of tips on how to form good new habits and replace old habits that no longer serve you.

Money Mindset is described as how you think about money and influences how you save, how you spend, and how you manage your debt. It includes your core beliefs about money and your attitude towards it such as what you think you can and cannot do with money.

Starting new habits is always challenging. Starting small and building consistency over time will help you work towards your goals in a sustainable way.